Typically, these pools require deposits in stablecoins (launched more than one year ago) and use a yield-generating strategy on an audited protocol. The underlying yield protocol may be newer and/or the deposited stablecoin may be censorable or upgradeable (e.g. USDT, USDC, cUSD , cEUR or EURS). There is no risk for impermanent loss, and a low risk for a loss in fiat value.
Examples:
- Savings pools with DAI or USDC or USDT or EURS deposits using an Aave v3 strategy
- Savings pools with USDC or USDT deposits using an Aave v2 strategy
- Savings pools with cUSD or cEUR deposits using a Moola v2 strategy